Find out how much you could save by refinancing

Play around with our calculator and see what you could save — no commitment, no email required, just see your numbers. If you like what you see, we'll match you with a broker in our network who can help you refinance. No spam. No catch.

Home Value

Principal Remaining

Estimated Credit Score

Current Interest Rate

Remaining Loan Term

Your estimate will appear here

Select your mortgage details and we'll calculate your potential savings.

Your Estimated Current Payment

Principal & interest only. Does not include taxes, insurance, or PMI.

New Estimated Payment

Total Saved Over Loan Life

Estimated closing costs:

Like what you see? A broker could get you an even better rate.

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This is an estimate. Our brokers shop multiple lenders and may be able to find you an even better rate.

Talk to a broker

Refi rates based on national averages as of via Freddie Mac & Bankrate. Your actual rate may vary.

How it works

Three steps. About a minute. Always free.

See your savings

Use our calculator to estimate how much you could save by refinancing at a better rate.

Share your info

Enter your name and contact info so we can match you with a broker who fits your loan type and market.

One broker reaches out

Your matched broker contacts you directly. No call centers, no spam, no surprises.

How we're different

No spam. No bidding wars. No catch.

One broker, exclusively yours

Your information goes to one qualified broker — not three, not five, just one. No one else calls you. No one competes for your attention.

✓

Licensed, verified professionals

Every broker in our network is independently licensed (NMLS-registered) and verified before they receive a single lead. They shop multiple lenders to find the best rate for your situation — not a call center reading a script.

100% free for you — here's why

Your matched broker compensates us for the introduction — you never pay a dime. No fees, no hidden costs, no strings. If the match isn't right, walk away.

	Refi.me	Other Sites
Who contacts you	1 matched broker	3–5 random lenders
Your info shared with	One professional	Multiple companies
Who they work for	Licensed independent broker (NMLS-verified)	Call centers & big banks
Your experience	One conversation, no pressure	Phone blowing up in minutes
Cost to you	$0	$0

Get matched with a broker — free

Tell us how to reach you. That's it.

How should your broker reach you?

First Name

Phone Number

Property Zip Code

By submitting, you consent to be contacted by one independent, licensed mortgage broker matched to your request. Your information is shared only with your matched broker and is never sold to third parties.

By clicking "Find My Broker," you consent to receive calls, texts, and emails from your matched broker, potentially using automated technology. You may opt out at any time. Message & data rates may apply. Privacy Policy · Terms of Service

What happens next?

We match you with one licensed broker who fits your loan type and area.

That broker reaches out directly — usually within a few hours.

They review your situation and walk you through your options. No pressure, no obligation.

You're all set

We're matching you with a local broker now. Expect to hear from one qualified professional — not a call center, just one expert who knows your market.